"It's not the 'odds', it's the 'STAKES'" comes to mind...
I am "security" for our Clinic and affiliated tennants ... the only guy here. We are on a "commercial strip" inhabited/traversed by numerous homeless folks who have already created problems, but also a medical clinic that could easily...
My father-in-law, Clifton Dantin, was on Pelileu. He was part of the Army 81st that Maj. Gen. Rupertus left floating in the Pacific early on because he reportedly didn't want to "share the glory" with the Army. Clif didn't talk much about Pelilieu except that the Army was generally forgotten...
I carry a G19 @ 3:30 OWB under a snapped vest and a snubbie ankle holstered. I can clear the vest easily if the bike is stopped, but I can also pull the left side snubbie while riding if absolutely necessary. The snubbie can also be drawn inconspicuously while stopped if things are uncertain...