I don't own an XD M Elite (yet) but over the last several months I've tried quite a few different 10mm loads. I wound up settling on two. For practice, Underwood Range Supply 180 gr. FMJ, and Sig V-Crown 180 gr for when I feel the need for JHP stuff. Both are fairly heavy loads. They have been 100% reliable, accurate, and shoot to the same POI in my 10s. I understand the XD M Elite is a very different animal so YMMV of course.
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