i did not retire at 49, but into my 70's..........i just "miss" working, especially for "mad money"...and i get "mad" a lot.
for instance, the wife loves to play bingo, and as such she wins a lot......much of that money goes into a special savings account for christmas time, for the grand kids, and great grand kids.
she gives me a few dollars if i need something, but in all fairness, its hers
i want my "own" money
the SS and pension and other retirement monies go for the house expenses, car expenses, groceries, etc.
i want "my own money", and as such, i want to work for it.