Agree. In states with strong Castle Doctrine and freer carry laws, this may be easier to do than in states such as Illinois and California.The shooting insurance policies typically hire local firms to have someone on call, he may not be experienced in self defense shootings. Far better I think, is to check out local firms BEFORE you need one
There may be many calls all at once from people who did or didn't see the whole thing go down. Neighbors calling saying they heard yelling and loud gunshots but didn't actually *see* anything...people walking down the street who only saw a weapon being fired and someone going down...maybe even the perp calling 911 saying some crazy asshole shot him and his dogs while he was out for a hike.regarding not talking to the cops when they arrive...did everyone forget, the the first person CALLING the cops, is usually considered to BE the victim..???
One of the questions I always ask in voir dire is where you get your news and current events information.Since we’re here, congrats on being a social media expert! Congrats everyone even!
Good for the tee-totlers on a jury.I had a friend in Alaska who was an Attorney. We had an agreement that I would be his on call expert if he bought me an order of onion rings as payment, just in case the prosecution asked how much I was being paid. All I really expected was transportation and accommodations, being in Alaska was my real fee
I would never rely on those firms that are connected with such coverage. They are not locals, don't know the locals, and don't know the lay of the land.Im not opposed to lawyers; but trust me waiting for one to talk is not the best idea. YES initial interviews require follow ups but failing to convince the responding officers that YOU are the VICTIM, is a mistake that will mean you are always playing catch up AND evidence may be missed or tainted
The shooting insurance policies typically hire local firms to have someone on call, he may not be experienced in self defense shootings. Far better I think, is to check out local firms BEFORE you need one
I use Ground News and occasionally follow things up reading official documentation. I actually read up on cases when voting for judges as well.One of the questions I always ask in voir dire is where you get your news and current events information.
Care to guess the most frequent answer? Your first two guesses don't count, btw.
yeah, but the caller saying he was attacked....would be the victim.There may be many calls all at once from people who did or didn't see the whole thing go down. Neighbors calling saying they heard yelling and loud gunshots but didn't actually *see* anything...people walking down the street who only saw a weapon being fired and someone going down...maybe even the perp calling 911 saying some crazy asshole shot him and his dogs while he was out for a hike.
NOT true. At best the original caller is the complainant. I have had suspects call numerous times and sometimes the victim is busy calling his attorney before 911 (you can bet that goes in the report, too)regarding not talking to the cops when they arrive...did everyone forget, the the first person CALLING the cops, is usually considered to BE the victim..???
well, i'll go by what Mas Ayoob and others have said, regarding who the victim is.....NOT true. At best the original caller is the complainant. I have had suspects call numerous times and sometimes the victim is busy calling his attorney before 911 (you can bet that goes in the report, too)
" Im retired from the Army and Police"
Brother you should always do what you think is best, especially if youre paying USCCA for it. I can only suggest how things work from the PD and prosecutorial perspectivewell, i'll go by what Mas Ayoob and others have said, regarding who the victim is.....
even my yearly membership card from the USCCA TELLS US TO CALL 911 FIRST......!
Having a USCCA membership would probably be a field day for the prosecution that they’re bloodthirsty and looking to murder someone and get away with it… That and it’s a scam, I have heard that they rarely defend their clients. You’d be better off getting a prepaid legal services subscriptions that has a wide breadth for at least plausible deniability on the reason why you have it. This is why the sheriff’s department offering classes should be a part of getting a concealed carry permit, so you’d know the law, and that you would be informed by those who enforce it, rather than a weenie lawyer in some other state who isn’t familiar with the jurisdiction. I wish my sheriff’s department offered a class, even optional for CCW…Brother you should always do what you think is best, especially if youre paying USCCA for it. I can only suggest how things work from the PD and prosecutorial perspective
USCCA sent me a list of criminal lawyers in my state, that they will pay for....what YOU NEED to understand is that if YOU break or broke the law in any way, then the USCCA can deny the fee's for the lawyer you chose. (at least 2 as far as i can recall, are pro 2A lawyers. )Having a USCCA membership would probably be a field day for the prosecution that they’re bloodthirsty and looking to murder someone and get away with it… That and it’s a scam, I have heard that they rarely defend their clients. You’d be better off getting a prepaid legal services subscriptions that has a wide breadth for at least plausible deniability on the reason why you have it. This is why the sheriff’s department offering classes should be a part of getting a concealed carry permit, so you’d know the law, and that you would be informed by those who enforce it, rather than a weenie lawyer in some other state who isn’t familiar with the jurisdiction. I wish my sheriff’s department offered a class, even optional for CCW…
I love my 10MM. In fact, I'm wearing it on my side as I type!2004. By now many more folks carry not only 10mm but other more powerful than 9mm pistols/revolvers.
You’d be better off spending a few hundred dollars and go sit with a local criminal defense lawyer and discuss things than join this USCCA bunch, IMO.USCCA sent me a list of criminal lawyers in my state, that they will pay for....what YOU NEED to understand is that if YOU break or broke the law in any way, then the USCCA can deny the fee's for the lawyer you chose. (at least 2 as far as i can recall, are pro 2A lawyers. )
now for instance, did you shoot the person outside your home, or inside your home..???
that makes a difference if you broke the law, shooting that person OUTSIDE your home.
was it a legally owned gun?? a ghost gun..??
are you even able to own a gun..??
an investigation into EACH persons use of force will be done, they don't just blatantly refuse to pay the lawyer.
it is not the USCCA in of itself, that is defending you, its the lawyer that is, getting paid by them.
so please make sure you got your facts straight.
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The USCCA (United States Concealed Carry Association) can refuse to defend you if the shooting isn't deemed a legitimate act of self-defense, if your actions were disproportionate, or if the incident falls under policy exclusions, like being a criminal act rather than self-defense; coverage isn't guaranteed if a court finds you weren't acting in self-defense, potentially leading to denied legal help and even having to repay costs, despite being an association providing insurance for these scenarios.
Key Reasons for Denial or Refusal
What Happens If You're Charged?
- Not a True Self-Defense Act: The core issue is proving your actions were a justified response to imminent harm, not an offensive act or unnecessary force.
- Criminal Act Exclusion: If the shooting is determined to be criminal, coverage is typically denied because the policy is for self-defense, not covering crimes.
- Disproportionate Force: Using more force than reasonably necessary to stop the threat can negate self-defense claims and coverage.
- Policy Exclusions & Conditions: Like any insurance, there are specific exclusions; for example, if you're found guilty, you might have to repay funds used for your defense.
- Attorney Disagreements: If your chosen attorney's strategy or hourly rates conflict with the USCCA's requirements, they might not cover that lawyer.
Important Considerations
- No Coverage for Criminal Acts: The USCCA's insurance (provided through partners) covers self-defense, not criminal charges, which means if you're found guilty of a crime, you lose coverage and may owe money back.
- Recoupment Clauses: You could be required to pay back legal expenses if you're convicted or if the incident isn't ruled as self-defense.
- Insurance vs. Membership: The USCCA provides a membership that includes access to self-defense liability insurance, but it's still governed by insurance contract terms and exclusions.
- State Variations: Laws and specific policy applications can vary by state, with some states having different self-defense legal frameworks.
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i disagree, whole heartedly.You’d be better off spending a few hundred dollars and go sit with a local criminal defense lawyer and discuss things than join this USCCA bunch, IMO.
Does USCCA pay for the attorney if youre found guilty? I seem to recall they only paid if you were NOT guilty; but it could be my confusion about the things they disqualify? I recall looking into them and liked US Law Shield better but that was a long time agoi disagree, whole heartedly.
no, if the policy holder did anything wrong, and gets charged, then the policy holder has to pay back any monies spent.Does USCCA pay for the attorney if youre found guilty? I seem to recall they only paid if you were NOT guilty; but it could be my confusion about the things they disqualify? I recall looking into them and liked US Law Shield better but that was a long time ago
It all comes down to how the report was written. As a cop, I always tried to get the details down, as I was taught in 1971. The initial report can either exonerate or convict someone, i.e., That SOB deserved to die…As I had an adverse reaction to criminals, I always tried to get the shooter to articulate their fears as to why they dropped the hammer (nowadays the striker).When I was a cop I received a jury summons a couple times. I was always willing to listen and decide fairly. Im a firm believer that justice is a process, not a result. That being said whenever I charged someone I was convinced they were guilty.
Regarding I dont like any of the "self defense insurance" plans. They all tell you not to talk until the attorney gets there. Thats a huge mistake. You have to convince the responding officers that you were the VICTIM and the other guy was the SUSPECT. You cant just say "I was afraid". You have to explain and articulate the facts so there no doubt. No Officer or Detective will WAIT for your lawyer. The report will be written and once you are listed as a Suspect or even Victim/Suspect, Baby Jesus coming from Heaven wont change that and youre listed as a bad guy. Waiting for your lawyer may mean the Police dont look for or find evidence confirming your position. Tell the Police what happened, when it happened, and why you had to react like you did. Make them believe...